If one of your parents has a stroke or an incapacitating accident, you may find yourself responsible for their mortgage, investments and bills until they recover. If you talk with them in advance and make plans for disaster, it will mean less stress for everyone when trouble finally comes.
Talking Money With Your Parents
If your parents bring up the subject of retirement or power of attorney, seize the moment and ask what they have planned for themselves. If that doesn’t work, you can bring it up indirectly: tell them you’re drafting a retirement plan and ask about theirs.
A more direct step is to ask a trusted family friend to broach the subject, or bring your brothers and sisters in on the discussion. Definitely talk to your siblings about what you have in mind, so that they’re not surprised.
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